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Irish Bank Resolution Corporation

On this page you will find the answers to some frequently asked questions about the Eligible Liabilities Guarantee (ELG) Scheme and the liquidation of Irish Bank Resolution Corporation (IBRC). You can also download claim forms for the repayment of deposits and other liabilities that are guaranteed under the ELG Scheme.

ELG Scheme Helpline

If your query is not addressed below, please ring our helpline on +353 (0) 1 238 4700 (available from 9am and 6pm) or email your query to elginfo@ntma.ie.

The NTMA helpline provides information regarding the ELG Scheme. If your query concerns the Deposit Guarantee Scheme, which covers eligible deposits up to a limit of €100,000 per person, please contact the Central Bank of Ireland on 1890 777 777.

IBRC customers who have queries regarding their deposits can contact IBRC at +353 (0)1 616 2000.

Claim Forms

The claim form and guidance for depositors (current accounts and deposit accounts) is available in Annex 8 of the Rules of the ELG Scheme (90.7 KB, PDF format)

For guaranteed liabilities other than deposits the claim form is available in Annex 6 of the Rules of the ELG Scheme (49 KB, PDF format).

Frequently Asked Questions

Click once on a question to view the answer (and once more to close it). Links throughout the answers will guide you to further information.

  • How does this affect deposits with other banks?

    The decision to liquidate IBRC is unique to IBRC and does not affect other banks. 

  • My deposit account with INBS/Anglo/IBRC moved to AIB/PTSB last year – am I affected by the liquidation of IBRC?

    No, your account is now with AIB or PTSB and is not affected by the liquidation of IBRC.

  • How do I apply to get my money back?

    To the degree you are covered by the Deposit Guarantee Scheme (DGS) no action is required as the Central Bank will make payments directly by cheque for the first €100,000 of eligible deposits.

    To the degree your deposit was above €100,000 (€200,000 for two individuals holding a joint account) or not covered by the DGS, you should claim the excess from the ELG Scheme.

    The claim form and guidance for depositors (current accounts and deposit accounts) is available in Annex 8 of the Rules of the ELG Scheme (90.7 KB, PDF format)

    For guaranteed liabilities other than deposits the claim form is available in Annex 6 of the Rules of the ELG Scheme (49 KB, PDF format).

  • What deposits are covered under the ELG Scheme?

    Eligible liabilities which may be guaranteed under the ELG Scheme must have been taken out with Anglo Irish Bank after 28 January 2010 or with the Irish Nationwide Building Society after 3 February 2010 and with an initial maturity under five years.

    Subject to this covered liabilities include:

    • Deposits over the €100,000 limit of the Deposit Guarantee Scheme (DGS) administered by the Central Bank of Ireland; and
    • Deposits that do not qualify for DGS protection.

More information about the ELG Scheme on this website

The Eligible Liabilities Guarantee Scheme
Participating Institutions
Covered Liabilities