2015 €'000	2014 €'000
Awards and claim settlements payable	164,614	86,852

Expenditure on awards are recognised on receipt of a validated approval or the validated settlement of such expenditure.

The increase is primarily driven by a higher average cost of general claims resulting from a greater number of more serious claims being settled; and the settlement of a number of previously deferred Periodic Payment Order (PPO) catastrophic injury-related cases on a lump sum basis, in the continued absence of PPO Legislation.